By Kealan Lennon, CEO & Founder, CleverCards
Christmas is a time for celebration, but it is also a time of significant financial pressure. This is true for parents, gift-givers, party-throwers and increasingly for small and medium-sized business owners across the country. While customers must tighten their budgets and shop around for the best deals, the nation’s SMEs face the challenge of navigating the Christmas period amid cash flow pressures, year-end taxes demands and staff bonuses.
While much of the national conversation centres on our reliance on corporation tax receipts from a handful of large FDI companies, the reality is that PAYE and VAT contributions from Ireland’s SMEs compete with this figure. As you do your Christmas shopping this year, take a moment to notice the businesses that line our streets, from the café owner, the haulier, the tradesperson to the pharmacist and the local accountant. These are the true faces of entrepreneurship and tax sources that keep our public services running. Yet despite this fact, SMEs consistently report feeling less supported at home compared to their multinational counterparts.
This year’s budget passed with Irish businesses and entrepreneurs largely left out of the picture again. The budget headlines focused on minor tweaks to corporate tax and record receipts from global giants. Meanwhile, the backbone of our economy, the 270,000 owner-operated businesses employing millions across the country, were left wondering when policy will catch up with their reality. Now is the time to consider how government and practice must evolve to better support this community.
I say this as someone who works closely with SMEs and engages daily with entrepreneurs who are trying to do more with less - a challenge I understand as an entrepreneur in Ireland myself. For years, I’ve both worked with global corporations and built a global payments business organically from scratch. I know how vital foreign direct investment (FDI) has been for Ireland and how excellently it was supported by the IDA. But it is high time the same support is given to home-grown talent and entrepreneurs - those who employ locally, pay locally and keep our communities alive.
Amid all of this, there is one existing support that many businesses still overlook. The Small Benefit Tax Exemption, now €1,500 per employee, can deliver immediate, tax-efficient benefits to businesses and their staff this Christmas. The exemption is completely tax-free - there’s no PAYE, no USC, no employee or employer PRSI, no BIK, provided it is a non-cash benefit. Yet, many Irish businesses underuse or rush to implement it at the last minute, leaving real money behind. It’s a simple, smart policy measure - but execution is lacking. You can now create your order here.
The exemption is not just a once-off December bonus. It can be used to reward high performers all year round, recognise long service or ease cost-of-living pressures at vital moments. Under normal circumstances, when PAYE, PRSI & USC are factored in, €10,000 in total employee gifts actually costs a business €23,135. But if the company uses a non-cash benefit, like a CleverCard, to give out a well deserved €10k across Christmas bonuses, they can do so tax free under the small benefit tax exemption. That is an overall saving of €13,135, at a time when it’s needed most!
Consider a business with 20 employees, €30,000 in net value can go directly into employees’ pockets, with every cent flowing back into the local economy. If every Irish SME took advantage of this, the national difference would reach hundreds of millions without the need for a single new law or subsidy.
There is no doubt more could be done to support Irish businesses and entrepreneurs: simplify tax administration, cut employer PRSI, extend R&D credits to smaller firms and provide easier access to capital. These investments in Ireland’s most reliable economic engine will be returned tenfold. But in the meantime, as we wait for this fact to be acted upon, employers can take advantage of what is readily available.
This year, use the Small Benefit Tax Exemption, the support that already exists. Reward those who make Christmas possible and ensure they receive instant recognition for being the backbone of growth, innovation, and local jobs in the Irish economy. If you don’t, you are quite literally leaving money on the table, money that is especially missed this time of year.
Reduce business costs and make your first order in just a few clicks.
CleverCards is a global payments platform that powers instant payouts for Businesses, Employees, Vendors and Customers—enabling companies to send money to anyone, anywhere, anytime, instantly. It represents the modern evolution of digital payments.
CleverCards supports SMEs, Enterprise businesses and Public Sector organisations long held back by outdated payout processes that drained time and admin effort. They want simple, seamless, instant payout solutions—and CleverCards delivers exactly that.
Today, more than 15,000 businesses and 500,000 registered users across 92 countries rely on CleverCards to run their payouts. The platform is trusted across financial services, accounting, law, professional services, IT, manufacturing, real estate, construction, utilities, healthcare, insurance, retail, hospitality, education, transport and food & beverages.
While consumers everywhere move from paper and plastic to digital and mobile payments, businesses are still burdened by vouchers, cheques, plastic cards and slow bank transfers. CleverCards removes these barriers through deep integration with the global Mastercard network, issuing instant digital-only, tokenised Mastercards that work for everyone, anywhere.
A big chunk of staff bonuses and commissions disappears in tax!
But what many employers don’t realise is that you can give up to €1,500 tax-free per employee each year under the Small Benefit Exemption, once it’s not part of salary sacrifice.
That means:
💶The business saves on PRSI and tax
💳Employees receive the full €1,500 value — no PAYE or USC is deducted
With CleverCards Employee Rewards, employers can give non-discretionary awards tax-free, all fully compliant and hassle-free. Rewards cards are delivered instantly by email, and CleverCards work worldwide with Apple Pay and Google Pay.
Join over 15,000 Irish businesses already rewarding smarter with Ireland’s highest-rated employee rewards provider on Trustpilot.
Reduce business costs and make your first order in just a few clicks. Get started here.
We’re excited to welcome GeoDirectory to the roster of exhibitors and sponsors for Biz Expo 2025, Ireland’s leading SME-focused B2B marketplace. The event takes place Thursday, 23 October 2025, at the RDS, Dublin, and GeoDirectory’s participation brings powerful tools in location data and address intelligence to businesses looking to sharpen their edge. Register for FREE ADMISSION to Biz Expo here.
GeoDirectory is a joint venture between An Post and Tailte Éireann. Its mission is to build and maintain Ireland’s most accurate and comprehensive address and building-database—covering every building in the country, with precise addresses. Key services include:
GeoAddress Online — A product – an interactive, up-to-date address database covering millions of commercial & residential addresses throughout Ireland.
Reliable data on addresses, business classification (NACE codes), number of employees, websites, etc. — essential for companies doing marketing, logistics, delivery, or any service that depends on precise location information.
The database draws on the geographical mapping expertise of Tailte Éireann and the postal knowledge and resources of An Post to keep its data refreshed and accurate.
By exhibiting and sponsoring, GeoDirectory offers Biz Expo attendees several key advantages:
Insights into location-based data: Learn how to use accurate addresses, business listings, and mapping data to improve service delivery, marketing reach, customer segmentation, logistics routing, and more.
Live product demos: See firsthand how GeoAddress Online works, how filters and criteria (residential vs commercial, building type, postal areas, etc.) can be applied.
Data-driven decision support: For SMEs, knowing where your customers are and who they are (commercial/residential, by district, etc.) can help with everything from targeting to choosing expansion zones.
Networking and consultation: Talk to GeoDirectory’s experts about how their data can be integrated into your workflows—whether that’s marketing, logistics, or planning operational efficiency.
| Detail | Information |
|---|---|
| Event | Biz Expo 2025 |
| Date | Thursday, 23 October 2025 |
| Venue | RDS, Dublin |
| Admission | Free for business professionals & SME decision-makers |
If your business delivers to customers (goods or services), precise address information can reduce delivery errors and improve customer experience.
If you do marketing, especially locally, GeoDirectory’s tools let you target more effectively and avoid wasting resources.
For logistics, route planning, field service companies, or any business where geography, location, or address precision matters, GeoDirectory offers foundational infrastructure.
GeoDirectory’s role at Biz Expo 2025 strengthens the event’s offering in tech-informed business tools. Whether you’re big or small, understanding and leveraging accurate address and location data is increasingly critical in making smarter, more efficient business decisions.
Don’t miss their presence at Biz Expo — stop by their stand, see how their data services can bring clarity and efficiency to your operations, and discover how better address information can shape growth and customer satisfaction.
We are excited to welcome Pathway Financial Management on board as a Sponsor of Biz Expo 2025, taking place on Thursday, 23 October 2025, at Dublin’s RDS. Their support underscores our mission to equip Irish SMEs with the financial clarity and security they need to thrive.
Pathway Financial Management is a Dublin-based firm dedicated to guiding individuals, families, and businesses through each stage of their financial journey with clear, tailored advice. Their client-centric ethos focuses on demystifying complex choices and delivering trusted, personalised financial strategies.
Comprehensive Planning: Expertise across financial planning, protection, pensions, savings, investments, cashflow modeling, and mortgages.
Tailored Solutions: Services crafted for diverse client profiles, including business owners, medical professionals, accountants, employers, retirees, and families.
Aligned Values:
Clarity & Simplicity: Breaking down jargon and complex concepts into actionable insights.
Holistic Support: Building long-term relationships with ongoing guidance and collaboration.
Innovation & Excellence: Leveraging the latest tools and best practices for high-quality service.
By partnering with Biz Expo 2025, Pathway Financial Management brings:
Enhanced Financial Insight: Empowering business owners to better understand and manage financial risks, plan for growth, and secure their business’s future.
Expert Guidance: Attendees at the Expo can look forward to insightful conversations with Pathway’s team—coming to support confidence in long-term financial decision-making.
Trusted Support for SMEs: Their commitment to personalised, ongoing client relationships aligns perfectly with Biz Expo’s aim to deliver meaningful, actionable value to Irish businesses.
Meet Their Team: Visit Pathway at Biz Expo to discuss your financial planning needs or explore tailored business-owner strategies.
Discover Practical Advice: Gain clarity on cashflow modeling, pension planning, risk protection, and investment pathways.
Take a Step Toward Peace of Mind: Whether you're building a business, planning ahead, or securing your finances, their expert support helps you act with confidence.
| Detail | Information |
|---|---|
| Date | Thursday, 23 October 2025 |
| Venue | RDS, Dublin |
| Admission | Free for SME owners, professionals & decision-makers |
Pathway Financial Management’s involvement highlights that successful entrepreneurship isn't just about revenue—it’s also about resilience, long-term security, and informed planning. Biz Expo 2025, now more than ever, isn’t only about finding suppliers—it’s about building sustainable business futures.
Save the date—23 October 2025—and make sure to stop by Pathway Financial Management’s stand. Whether you need to clarify your financial roadmap, protect your business, or plan for growth, their team stands ready to help.
We’re thrilled to welcome Conovar Solutions to the vibrant line-up of exhibitors at Biz Expo 2025, taking place on Thursday, 23 October 2025, at Dublin’s RDS. They’re bringing expert insights that fuse cutting-edge technology with impactful learning—empowering businesses like yours to thrive.
Conovar Solutions bridges advanced technology with deep expertise in learning and development. They’re committed to delivering solutions that elevate both systems and human performance.
Their approach blends innovation with practicality, ensuring every strategy and system designed resonates with real-world applications.
Conovar Solutions offers a unique convergence of tech and human performance. At Biz Expo, expect:
Engaging Conversations — Discover how technology-driven learning strategies can boost performance in your organisation.
Insightful Demos — Whether it's digital tools, learning systems, or workplace optimization, expect real-world solutions grounded in experience.
Applied Expertise — Learn how Conovar’s holistic, human-centered approach can help elevate your business outcomes.
Strategic Innovation: Their ability to merge tech with learning makes them a powerful ally in workforce development and operational excellence.
Real-World Solutions: Their offerings are not theoretical—they’re built for businesses facing real challenges today.
Human-First Approach: At their core, Conovar recognises that technology only succeeds when it serves people—and business.
| Detail | Information |
|---|---|
| Date | Thursday, 23 October 2025 |
| Venue | Dublin’s RDS |
| Admission | Free for business professionals, SMEs, and decision-makers |
By exhibiting at Biz Expo 2025, Conovar Solutions brings much-needed clarity to the interplay between technology and human capability. If you're seeking tailored, practical strategies to enhance performance through learning and innovation, make sure to stop by their stand.
Join us on 23 October at the RDS—discover how smarter learning and systems can elevate your enterprise.
Enquire about Exhibitor Packages here.
Register to attend Biz Expo here.
We’re pleased to welcome the Corporate Enforcement Authority (CEA) as an official Exhibitor at Biz Expo 2025! Visit them on Thursday, 23 October 2025, at the RDS in Dublin, to engage with Ireland’s statutory body responsible for promoting compliance with company law.
Established in July 2022, the CEA replaced the Office of the Director of Corporate Enforcement and operates as an independent statutory agency under the Department of Enterprise, Trade & Employment.
Headquartered at 16 Parnell Square, Dublin 1, the CEA is led by Director Ian Drennan, supported by a team including accountants, lawyers, and detectives seconded from the Garda National Economic Crime Bureau (GNECB).
The agency’s remit includes investigating breaches of the Companies Acts, enforcing compliance, and reducing business risk through transparency and accountability.
General Info: Visit the CEA booth to speak with representatives directly about corporate governance, regulatory compliance, and the role they play in supporting SMEs.
Best Practice Guidance: Learn about company law expectations, liquidation and insolvency oversight, and regulatory supervision of liquidators and company officers.
Compliance Advocacy: Understand how CEA’s public consultations and outreach aim to foster a healthier compliance environment in Irish business.
Proactive Risk Reduction: Avoid legal pitfalls by staying informed about company law enforcement trends and expectations.
SME Relevance: Even smaller enterprises will benefit from insights into governance, reporting standards, and compliance strategies.
Direct Access: A rare opportunity to ask questions and clarify regulatory requirements directly with Ireland’s corporate compliance authority.
| Detail | Information |
|---|---|
| Date | Thursday, 23 October 2025 |
| Venue | Dublin’s RDS |
| Admission | Free for SME owners, SMEs and decision-makers |
Having the Corporate Enforcement Authority at Biz Expo 2025 brings essential clarity and authority to navigating company law in Ireland. Whether you're a startup director, a growing SME, or seeking compliance reassurance, visiting the CEA stand is a smart step toward informed and responsible business growth.
Don’t miss their presence on 23 October 2025—come equipped with your questions and leave with a stronger understanding of corporate governance and compliance in Ireland.
Enquire about Exhibitor Packages here.
Register to attend Biz Expo here.
We’re delighted to welcome Ricoh to the line-up of elite exhibitors at Biz Expo 2025, taking place on Thursday, 23 October 2025, at the RDS in Dublin. Known globally for innovative digital services, Ricoh brings cutting-edge workplace solutions straight to Irish SMEs and professionals.
A major player in integrated digital services, Ricoh offers audio‑visual solutions, meeting room technology, smart locker systems, and advanced print and imaging services—all designed to support digital workplace transformation and operational efficiency.
As part of the Ricoh Group (headquartered in Tokyo and present in ~200 countries), they bring deep technological expertise and global experience—Reported sales reached 2,348 billion yen in FY 2023/24 (~USD 15.5B) .
Workplace Innovation Demonstrations — Explore live demos of audiovisual setups, collaborative meeting technologies, and smart workspace solutions.
Print & Imaging Services — Discover managed print systems, sustainable printing strategies, and digitisation tools built for SMEs.
Workspace Efficiency Tools — See smart locker systems and meeting-room tech in action, aimed at boosting operational flow and employee experience.
Expert Consultation — Ricoh advisors will be on-hand to discuss scalable, future-forward technology roadmaps tailored for small-to-medium enterprises.
Discover Digital Transformation: Learn how Ricoh solutions can streamline your processes—from printing to meetings to workspace logistics.
See Sustainability in Practice: Learn about eco-conscious print management, digitisation, and how digital tools reduce waste.
Get Strategic Insights: Talk to experts about aligning your business tech with long-term growth ambitions.
📅 Date: Thursday, 23 October 2025
📍 Venue: Dublin’s RDS
🎟️ Admission: Free for SME decision-makers, business professionals, and technology buyers
Bringing Ricoh on board as an exhibitor enriches Biz Expo 2025 with leading-edge technology and enterprise-grade service solutions. Their participation strengthens the event’s focus on digitisation & e‑commerce, cybersecurity & AI, and streamlining operations—all core themes designed to empower Irish SMEs in 2025 and beyond.
Plan to engage with the Ricoh Ireland team at the Expo—ask questions, get demos, and explore how technology can elevate your business. See you on 23 October at the RDS, where Ricoh helps bring smarter, more efficient workplace solutions to life!
Enquire about Exhibitor Packages here.
Register to attend Biz Expo here.
We’re thrilled to welcome STOMP Social Media Training Ltd to Biz Expo 2025! Visit their stand on Thursday, 23 October 2025, at Dublin’s RDS, and discover how they empower business owners and social enterprises to master digital marketing with confidence.
STOMP supports business owners and social enterprises in taking control of their digital marketing—with hands-on, practical training in social media and online strategy.
Founded by Melanie Boylan, STOMP is led by a qualified digital marketing trainer (QQI), public speaker, and social media mentor based in Mullingar.
Since 2013, Melanie has trained over 7,200 people—through group sessions, one-to-ones, workshops, and keynotes—making her a trusted voice in Irish digital learning.
Expert Training Sessions: Learn essential skills—from optimising LinkedIn profiles and running Facebook Ads, to designing content in Canva, mastering Instagram, and leveraging Google Business Profile.
Power Hours & Tailored Workshops: Dive deep into targeted topics like social media tools, livestreaming, and branding social presence—designed specifically for SMEs, social enterprises, and start-ups.
Live Demonstrations: Watch real-time tutorials and practical walkthroughs to help you boost your online presence efficiently.
Transformative Skill-Building: Walk away with actionable strategies to elevate your social media and digital footprint.
Access to Top Expertise: Engage with Melanie’s knowledgeable, relatable, and experience-driven approach.
Immediate ROI: Whether you're at a workstation or mobile device, STOMP's practical sessions help you use tools effectively and feel more confident online.
📅 Date: Thursday, 23 October 2025
📍 Venue: RDS, Dublin
🎟 Admission: Free for business owners, marketers, and social enterprises
Find STOMP Social Media Training Ltd on the exhibition floor—look for insights that drive your brand’s growth in today’s digital landscape.
Adding STOMP to the lineup gives Biz Expo an essential edge—empowering businesses with the confidence and know-how to thrive online. If you want to master social marketing, streamline your tools, or elevate your brand, make sure to visit Melanie and the STOMP team at Biz Expo 2025.
See you on 23 October, ready to #STOMPyourSocial!
Enquire about Exhibitor Packages here.
Register to attend Biz Expo here.
We’re excited to announce that BusinessPlus.ie, Ireland's go-to news and insight platform for SMEs, is joining Biz Expo 2025 as an Official Media Partner and Sponsor! This collaboration ensures the event gets top-tier coverage and expert spotlighting across Ireland’s primary SME audience.
Business Plus has been Ireland’s trusted source for expert business news and analysis for over 25 years. With the launch of its new website, BusinessPlus.ie and a rapidly growing social media presence, it now reaches a broader audience than ever before.
The Bulletin, a daily business news broadcast, extends Business Plus reach even further, engaging audiences across social channels with timely updates.
From breaking business stories to in-depth media and marketing coverage via MediaPLUS, Business Plus readers stay informed and connected.
On BusinessPlus.ie the Appointed Section and Newsletter keep the readers informed of the latest C-suite appointments, executive moves and boardroom transitions.
As the definitive voice of Ireland’s SME sector, Business Plus delivers essential insights through its print magazine, digital content, social platforms, and now, video.
Through this partnership, Biz Expo benefits from:
Pre-event editorial promotions: Strategic featured articles and announcements reaching thousands of SMEs ahead of the event.
Onsite media presence: Live coverage, speaker interviews, exhibitor spotlights, and event highlights across digital platforms.
Increased visibility: Exhibitors get extra exposure through interviews, spotlights, and content shared on BusinessPlus.ie’s site and social channels.
Expert insight: Attendees can expect candid interviews with industry experts and thought leaders, sharing actionable tips and commentary.
Event amplification: All the day’s highlights—keynotes, success stories, innovations—will be featured to a wider national audience.
🗓 Date: Thursday, 23 October 2025
📍 Venue: RDS, Dublin
🎟 Admission: Free for business professionals, SME owners, and decision-makers
BusinessPlus.ie will be present onsite, capturing the energy of the day and broadcasting the latest trends fueling SME growth in Ireland.
With BusinessPlus.ie joining Biz Expo 2025, attendees and exhibitors alike gain access to a powerful media engine dedicated to SME success. From promotion to coverage to follow-up, this partnership ensures that the event’s insights and innovations reach far beyond the RDS.
Mark 23 October 2025 in your diary for Biz Expo—powered by BusinessPlus.ie’s media expertise and SME focus!
We’re thrilled to announce that Recruit.ie has joined Biz Expo 2025 as a valued sponsor! Below is everything you need to know about this dynamic partnership:
Recruit.ie organizes and sponsors a suite of major expos—including Biz Expo, Jobs Expo, and Construction Expo—bringing employers and talent together since 2012.
Based in Stillorgan, Co. Dublin, their mission is clear: to inject honesty, professionalism, and dedication into recruitment, building enduring relationships between businesses and job-seekers.
Recruit.ie has also launched a Jobs Board that transforms the job-seeking experience—allowing users to browse and apply for roles seamlessly on the go.
Talent Matchmaking
As expo sponsor, Recruit.ie connects exhibitors and attendees with a rich pool of qualified candidates, enabling SMEs to discover the right talent that fits their unique needs.
Career & HR Insights
Drawn from years of recruitment experience, their team will share valuable insights into hiring best practices, market trends, onboarding strategies, and more.
Tech-Powered Engagement
Attendees can explore exhibitor profiles and available roles, while employers can identify standout candidates on the spot.
📍 Look for the Recruit.ie team on the exhibition floor (stay tuned for stand number).
💬 What’s On Offer:
One-on-one career consultations and recruitment team advice
Demos of their jobs board designed to elevate hiring, networking, and job search experiences
Networking opportunities with seasoned recruitment professionals
Date: Thursday, 23 October 2025
Venue: Dublin’s RDS
Admission: Free for business professionals, employers, and job-seekers
Recruit.ie’s involvement adds immense value to Biz Expo 2025:
For Employers: Direct access to recruitment expertise and jobs board tools to support hiring needs efficiently.
For Attendees: The chance to tap into real-time career support, job opportunities, and industry advice.
For the Event: Elevated connectivity and functional value—the hallmark of a modern B2B marketplace.
